North Central State Technical College Logo

Preferred Alternative Lender List

The following established lenders are on our Preferred Lender List because their services are exemplary and are designed to benefit you. Some lenders offer special incentives that reduce your loan balance or lower your interest rates.

We recommend that you select the same lender for each loan you borrow to avoid problems when it comes time to repay your loans. If you have different lenders, it is YOUR responsibility to keep each lender aware of all your loans. Please note that you have the right to choose any lender, including any lender not on this list. If the lender you wish to use is not listed, please contact the financial aid office. You are encouraged to maximize your borrowing through federal loan programs before applying for an alternative loan.

You may sign your Master Promissory Note electronically at your selected lender's website below.


Lenders

Benefits

APPLY NOW
           
 

Wachovia
Lender Code: 830005
(877) 689-0763
www.wachovia.com/education

 
  • ZERO fees for all borrowers
  • Rates as low as Prime minus 1% for qualified applicants who make auto-debit payments
  • Make no payments while in school
  • Borrow up to the total cost of education, less other aid received
  • Quick and easy application process – apply in minutes and be approved in seconds!
  • Fund past due balances up to 3 years old
 
           
 

Chase Logo

Lender Code: 814321
(800) 487-4404
www.chasestudentloans.com

 
  • Origination fee from 0% to 9.5%
  • Mimimum $1,000, maximum up to cost of attendence
  • May be used for past due balances
  • 0.25% interest rate reduction for payments made directly from a bank account
 
           
 

National City Logo
Lender Code: 808877
www.studentlender.com

 
  • Fees as low as 0%
  • Mimimum $1,000, maximum up to cost of attendence
  • Additional rate reduction of up to 0.75% for 48 consecutive on time payments with auto debit
 
           
 


Lender Code: 834160
www.studentloanxpress.com
(866) 759-7737

 
  • 1% origination fee may be added
  • 3%, 6%, or 9% may be added at repayment
  • Minimum loan $1000, maximum loan COA minus financial aid
  • 0.25% interest rate reduction for immediate repayment
  • 0.25% interest rate reduction for enrolling in automatic debit program
  • Cosigner release option after 48 months on-time payments
 
           
 

Student Loan Funding Logo
(800) 695-3317
www.studentloanfunding.com

 
  • Variable rate based upon the Prime rate
  • Repayment fee of 0-3%
  • Minimum $500 up to a maximum Of $15,000
  • Borrowers are encouraged to apply with a credit worthy cosigner to obtain the best possible rate
  • Borrower may request cosigner release after 24 consecutive on time payments
 

The loan and benefit information on this Web page is gathered and maintained by your Financial Aid Office. For complete program details, additional interest rate information, and eligibility requirements please contact the individual lenders by using the phone numbers listed above.

The information on this page is accurate as of